GBA Report: Impact of AI, Blockchain, and Quantum on Financial Services

The Government Blockchain Association (GBA) will publish a new report titled “The Impact of AI, Blockchain and Quantum on Financial Services” during the Future of Money, Governance and the Law event series, taking place September 29–October 2, 2026, on Capitol Hill in Washington, DC, and in New York at the United Nations.

The report is being developed by the GBA AI Working Group, the Banking & Financial Services Working Group, and the Quantum Working Group.

The timing is critical. Financial services are now at the center of major policy shifts. The United States is implementing a federal framework for payment stablecoins under the GENIUS Act. The EU AI Act will bring new rules for high-risk AI systems and AI-generated content. And NIST has finalized its first post-quantum encryption standards, signaling that financial institutions must begin preparing for future threats to today’s cryptographic protections.

These developments are converging quickly. AI is reshaping fraud detection, compliance, credit decisions, and cyber defense. Blockchain is changing payments, settlement, custody, and tokenization. Quantum technology introduces both new capabilities and new security risks for banks, payment networks, exchanges, custodians, and government systems.

The opportunities are significant: faster payments, more transparent markets, stronger identity systems, more efficient compliance, and broader financial access. But the threats are equally serious: AI-enabled fraud, cyberattacks, regulatory fragmentation, unstable digital-asset markets, and future attacks on the cryptography that protects financial data and transactions.

GBA’s report will help policymakers, regulators, financial institutions, and technology leaders understand what is at stake and how to govern these technologies responsibly.

To participate in the development of the report, please log into the GBA website and join one or more of the following GBA working groups:

• AI Working Group
• Banking & Financial Services Working Group
• Quantum Working Group

The future of financial services is being shaped now. GBA invites its members and partners to help ensure that future is secure, innovative, transparent, and trusted.

For more information please contact the GBA Working Group Program Management Office at pmo@gbaglobal.org.